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BENEFITS

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BENEFITS

CTI takes pride in offering you and your family a quality, comprehensive benefits program. With the CTI benefits program, you and your family have the tools to:

  • Maintain or improve your health and well-being with access to quality doctors and programs offered under our medical, dental and vision plans
  • Enjoy tax savings by way of the medical Health Savings Account (HSA) and the Flexible Spending Account (FSA)
  • Know that you have financial security and peace of mind through your enrollment in our disability, life and AD&D insurance and retirement savings plans

We encourage you to become familiar with the information on this website so that you can get the most out of the health and welfare plans and programs offered.

Eligibility

You are eligible for benefits on the 31st day of employment if you are a regular, full-time employee who works an average of 30 hours or more per week.

You may enroll your eligible dependents in the same plans you choose for yourself, including medical, dental, vision and optional life insurance coverage. Eligible dependents may include:

  • Your legal spouse;
  • Your children up to the end of the month in which they turn 26
  • Your unmarried dependent children over age 26 who are incapable of self-care because of a handicap and who rely on you for support

COBRA

If you are no longer employed or are otherwise losing coverage provided by CTI, you may be able to continue certain benefits under COBRA.  Information about plans, how to enroll and the cost to continue benefits will be mailed to you by Health Equity following the termination of coverage.  You will have a minimum of 60 days to elect coverage retroactive to the date in which the coverage ended.  For questions contact Health Equity at 877-924-3967

The summary contained on this site is for informational purposes only. Consult the appropriate Certificate, Plan Document or Summary Plan Description for full details. Official Certificate information shall take precedent in the event of any discrepancy.