Basic Life and AD&D Insurance
As an important part of your personal financial planning, CTI provides you with employee life and accidental death and dismemberment (AD&D) insurance coverage at no cost to you. You receive:
- $50,000 of term life insurance
- Additional $50,000 in AD&D coverage
Supplemental Life and AD&D Insurance
You also have the opportunity to purchase additional life insurance for yourself, your spouse, and your children at group rates. Evidence of Insurability (EOI) may be required if you add or increase your elections outside of your initial enrollment period. The chart below describes the amounts of additional supplemental life and AD&D coverage you may purchase. Evidence of insurability (EOI) may be required if you add or increase your elections outside of your initial enrollment period. See benefit and rate information in ADP.
Resources
| Employee | Spouse | Children | |
| Life Insurance | Up to $150,000 in increments of $25,000, limited to 5x your annual salary | Up to 50% of the employee amount, to $75,000 max. In increments of $5,000 | Up to $10,000 in increments of $2,500. One policy covers all eligible children. Live birth to 6 months has policy max of $1,000 |
| AD&D Insurance | Up to $500,000 in increments of $25,000, limited to 10x your annual salary | Matches Spouse Life coverage amount | Child(ren) coverage matches Child Life coverage amount |
Visit unum.com with questions regarding your Life & AD&D Insurance, Accident Insurance and Disability Insurance.
