Protect Your Finances
Critical illness coverage provides a way for you to stay ahead of the medical and out-of-pocket expenses that can accompany certain covered medical events. Most medical plans provide coverage for hospital and medical expenses associated with critical illnesses such as stroke, heart attack, kidney failure, major organ transplant, coma and paralysis. There are many expenses that aren’t covered and that can be financially devastating. With critical illness coverage, you can be prepared financially for costs like:
- Copays, deductibles and coinsurance
- Possible transportation and lodging needs
- Childcare and other domestic help expenses
- Possible loss of income
Resources
Critical illness coverage offers:
- A set amount of money is paid directly to you to be used however you choose
- Portability – You can keep the policy even if you leave CTI, as long as you pay the premium
- Convenience of payroll deduction
- Additional opportunity to insure your spouse and children
- Policy enhancements
Critical Illness premium rates are determined by your age and the amount of coverage requested.
Visit unum.com with questions regarding your Life & AD&D Insurance, Accident Insurance and Disability Insurance.